FAIR Bills

             * Fair and Affordable Insurance Reform


•H.B. 5634: PROHIBITS UNFAIR CREDIT SCORING

•H.B. 5628: PILOT LOW COST POLICY FOR THE WORKING POOR WITH GOOD 
DRIVING RECORDS

•H.B. 5627: PRIOR APPROVAL FOR AUTO INSURANCE RATE HIKES

•H.B. 5631: ALLOWS CONSUMERS TORECOVER ACTUAL REPAIR COSTS FOR THEIR 
VEHICLE FROM AT-FAULT DRIVERS

•H.B. 5629: NUMBER OF UNINSURED DRIVERS LINKED TO WHETHER RATES ARE 
AFFORDABLE

•H.B. 5633: PROHIBITS INSURERS FROM INCREASING PREMIUMS FOR FILING A 
CLAIM WHEN NOT AT FAULT

•H.B. 5635: PROHIBITS INSURANCE COMPANIES FROM SELLING 
POLICYHOLDERS’ PRIVATE INFORMATION

•H.B. 5632: PROHIBITS INSURANCE COMMISSIONER FROM WORKING FOR 
INSURANCE COMPANIES FOR TWO YEARS AFTER LEAVING OFFICE

•H.B. 4424: GIVES THE INSURANCE COMMISSIONER THE AUTHORITY TO ORDER 
CONSUMER REFUNDS FOR COMPANY OVERCHARGING

•H.B. 5630: GIVES CONSUMERS OVERSIGHT AUTHORITY OVER INSURANCE 
COMPANY RATING PRACTICES


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